Get a free auto insurance quote - save up to $451

Did you know? America's #1 online insurance agency is Insurance.com. Click any Insurance.com link on our web site to get 4 free side-by-side competing auto insurance quotes from the major insurance providers serving Florida. A sample list of insurance providers available through Insurance.com's fully licensed agents are: AIG, Travelers, The Hartford, Progressive, Safeco, Permanent General, Met Life, Electric Insurance, Esurance, Arrowhead, Liberty Mutual, Unitrin Direct, and more.

Need to ask a question? Insurance.com's licensed insurance agents are ready to answer your questions by phone or online. Yes, Insurance.com is a licensed insurance agency in Florida, not a fly-by-night free quotation website. Insurance.com's licensed auto insurance agents can give you advice, discuss your auto insurance alternatives, and help you save up to $451 or more! At Insurance.com you will find the auto insurance policy that is right for you.

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Florida No Fault Auto Insurance Personal Injury Protection or PIP - $10,000 Coverage

Florida No-Fault Auto Insurance coverage is a legal requirement imposed by the state. No Fault Auto Insurance is also commonly referred to as Personal Injury Protection or "PIP." Regardless of who is at fault, the Florida No Fault Auto Insurance covers bodily injury to covered persons caused by an accident involving an insured private passenger motor vehicle, up to your policy limits. The Florida No Fault Auto Insurance also covers bodily injury resulting from an accident involving a motor vehicle to:

You while in another person's vehicle.
Your child who lives in the same household if that child suffers an injury while riding on a school bus.
You as a pedestrian or bicyclist.
Residents of your home.
Certain passengers who do not have PIP or No Fault Auto Insurance.
Certain licensed drivers who drive your vehicle with your permission.

By Florida law, a minimum of $10,000 of No Fault Auto Insurance coverage is required and pays:

Medical expenses - Up to 80% of reasonable medical expenses.
Lost Wages - Up to 60% of lost wages and all reasonable expenses for replacement services, such as childcare, housekeeping or yard work.
Death Benefits - $5,000

Higher limits may be purchased through some Florida no fault auto insurance carriers.

Extended Personal Injury Protection: In return for additional premium, you may increase coverage for reasonable medical expenses to 100%. You may also increase coverage for lost wages to 80%, up to the limits of the policy.

Wage Loss Exclusion: This option allows you to exclude benefits received for loss of gross income and loss of earning capacity from No Fault Auto Insurance coverage. This usually results in a reduction to your premium.

Military Benefits Coordination: Some Florida no fault auto insurance carriers offer this option, which allows you to utilize military benefits under the federal Medicare program to pay for medical expenses resulting from an auto accident. Your PIP coverage would pay only for the expenses not covered by your military benefits. This may reduce your premium.

Deductibles: You may select a deductible of $0, $250, $500, $1,000.

Named Insured: The first person in whose name the auto insurance policy is issued to.

Resident Relative: Person related to you who is a resident of your household.

The above coverage definitions are intended only as guidelines. All terms and coverages are defined solely by the auto insurance policy you purchase. For additional question or concerns, we recommend that you speak with a Florida licensed no-fault auto insurance agent. Insurance.com's licensed insurance agents in Florida can answer your questions online or by phone. A sample list of insurance providers available through Insurance.com's fully licensed agents are: AIG, Travelers, The Hartford, Progressive, Safeco, Permanent General, Met Life, Electric Insurance, Esurance, Arrowhead, Liberty Mutual, Unitrin Direct, and more. Obtaining your four no obligation free instant online auto insurance quotes is the first step. Then simply compare your alternatives, ask questions, buy online or over the phone.

*Note: Coverage minimums displayed are the minimum available through insurers on Insurance.com. Please use the free quotation link above for additional information.

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» Auto Insurance in Jacksonville, FL
» Auto Insurance in Miami, FL
» Auto Insurance in Tampa, FL
» About Auto Insurance in Florida